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FAMILY TRUST DEED VARIATION

If you think your family trust isn’t foreign, have a think about its members. Is your child residing overseas? Is a relative beneficiary you’ve never met living in another country? It will pay to check the nature of your family trust composition before 1 January 2018.
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SAFE HARBOUR FOR DIRECTORS OF STRUGGLING COMPANIES

Insolvency trading laws in Australia impose severe penalties on company directors where there are reasonable grounds to suspect that a company is trading whilst insolvent: up to $200,000 personal penalty in compensation to creditors and up to five years in jail if dishonesty is a factor.
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UPDATE YOUR WILL

I’ve already got a Will – why update it? If you’ve successfully planned your estate for distribution upon your death, then you’ve likely drawn up your Will. Over time your Will may become redundant and require you to revisit it to make changes.
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PRINCIPAL-AND-INTEREST VS INTEREST-ONLY

Have you considered changing your current interest-only investment loan to a principal-and-interest investment loan?
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The Importance of Estate Planning

No one likes to think about their death, especially if you’re young. How much time do you give to thinking about the future of your personal wealth when you’re gone? Planning what happens to your estate isn’t like planning a holiday trip – it’s not fun, but it’s important for your loved ones and your children.
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Business Process Outsourcing – Take the Technology View

It’s a given that technology is an integral part of almost all business operations, and savvy business owners, executives, and CEOs are always on the lookout for new ways to leverage the existing technology for further success. Often, the rhetoric is around finding the “value-add” for their customers – but what does that really mean? How can a business optimise their processes and operations ...
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Super Guarantee – What Happens When You Get It Wrong

The ATO receives around 20,000 reports each year from people who believe their employer has either not paid or underpaid compulsory superannuation guarantee (SG). In 2015-16 the ATO investigated 21,000 cases raising $670 million in SG and penalties.
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Insurance in Super

Insurance in your super fund: necessary, but sometimes complicated – some of us don’t even know it’s there! We’re here to talk about what you should know, and what you should have to best protect yourself and your loved ones.
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457 Visa

If you’re working in Australia as a temporary resident, or you are a business that employs temporary residents, or have been thinking about hiring someone from overseas to fill a skilled position, you will have probably heard a lot about the recent changes to the 457 visa announced in April 2017 – and by changes, we mean “abolition” of the 457 visa program. As we move into FY18, what do you ...
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GENERAL SKILLED MIGRATION (GSM)

Despite recent changes to the 457 visa program, there are still other potential visa pathways for prospective migrants. One such pathway is the Skilled Independent visa. This stream is for Points-tested skilled workers who are not sponsored by an employer or family member or nominated by a state or territory government. It allows you to live and work in Australia as a permanent ...
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